An Individual Voluntary Agreement (IVA) is an agreement with your creditors to write off the debt. IVA is a legal agreement and your creditors are bound by the law to not take any action against you to pay all the debts. IVA gives you a cushion to get rid of some of your debts. You cannot write off all of your debts. For instance, if you owe $100, 00 to your creditors, then you […]
Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance.