Should You Invest In These New Bedding Companies?

When eyeing on investing in today’s bedding companies, we would think twice if the industry is a profitable one, just like any investor would. We know that the bedding industry has been thriving for decades and its products, though built for long-term, are necessities. Online bedding retailers will be the trend, slowly taking a market slice from traditional physical outlets. Consumer demand for beddings not only come from residences but also bigger sectors like hotels […]

A bank is a financial institution that accepts deposits from the public and creates credit

A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations […]